DhanaRaksha Plan
Where your capital stays in your control — and your growth comes with a guarantee.
- Overview
The DhanaRaksha Plan is built for those who seek peace of mind while stepping into market-linked wealth opportunities. Your capital is never at risk — and profits are shared only when they’re real.
- Key Highlights
Minimum Investment: ₹5,00,000
Account Ownership: Funds remain in the investor’s own trading account
Profit Sharing: 70% to investor, 30% to Finova
Capital Safety: If a loss is booked, Finova covers the loss — your capital is guaranteed
Withdrawal Flexibility: No lock-in period
- How it works
Once you invest, your funds are actively traded through your own account. Profits are shared transparently at a 70:30 ratio — and if the markets dip, Finova absorbs the impact, ensuring your principal remains untouched.
DhanaRaksha is ideal for high-net-worth individuals who value growth, but never at the cost of their principal.
DhanaRaksha+ Plan
Smaller entry. Bigger assurance. Fixed returns with flexible payout windows.
- Overview
The DhanaRaksha+ Plan is tailored for investors looking to start with a lower capital and still enjoy fixed-profit potential — with a short lock-in period and high transparency.
- Key Highlights
Minimum Investment: ₹2,00,000 (and in multiples)
Lock-in Period: 6 months
Account Ownership: Traded through the investor’s own account
Profit Target: ₹2,00,000 on every ₹2,00,000 invested
Profit Sharing 50% on net profits upon reaching the target
Flexible Returns: Payout may occur the next day or latest by the end of 6 months
- How it works
Your investment is deployed in the market from your own account. When your ₹2,00,000 earns ₹2,00,000 in profits, Finova returns ₹3,00,000 (your capital + 50% profit share). The duration can vary based on market performance but will never exceed six months.
DhanaRaksha+ is perfect for disciplined investors ready to commit short-term capital for a solid fixed-return model — with zero management opacity.
Discover everything you need to know—right from investment details to payout timelines. Our FAQ section simplifies the fine print so you can invest with confidence.
No. Your funds always remain in your own trading account. Finova only manages the trading activity, not the custody of funds.
For DhanaRaksha, any losses are fully covered by Finova. Your principal is safe. In DhanaRaksha+, no payout is made until the profit target is achieved or the 6-month lock-in period ends.
In DhanaRaksha, returns are settled based on live trading outcomes with no lock-in period.
In DhanaRaksha+, your ₹3,00,000 payout (₹2L capital + ₹1L profit share) will be credited either the next day after the profit target is hit or by the 6th month, whichever is earlier.
DhanaRaksha: ₹5,00,000
DhanaRaksha+: ₹2,00,000 (and in multiples of ₹2L)
Since DhanaRaksha+ involves a fixed target payout model, early exit isn’t encouraged unless the profit condition is met sooner.
Yes, all investments are done transparently using your own trading account, ensuring full compliance and clear tracking.